**Lesson Plan**
**Topic:** Burglary Insurance II
**Grade Level:** Senior Secondary 2
**Duration:** 60 minutes
**Learning Objectives:**
1. Understand the key features of burglary insurance.
2. Recognize the importance of burglary insurance in protecting personal and business assets.
3. Identify the process of purchasing a burglary insurance policy.
4. Analyze the claims process for burglary insurance.
**Materials Needed:**
1. Whiteboard and markers
2. Projector and computer
3. Sample burglary insurance policy documents
4. Handouts with key terms and definitions
5. Case studies and scenarios
**Lesson Outline:**
**Introduction (10 minutes)**
1. **Greeting and Attendance:**
- Welcome the students.
- Take attendance.
2. **Review of Previous Lesson:**
- Briefly review the main points discussed in the previous lesson on burglary insurance.
- Ask questions to the students to recall key concepts.
**Main Content (40 minutes)**
1. **Key Features of Burglary Insurance (15 minutes)**
- Define burglary insurance: Insurance coverage that protects against loss or damage to property due to burglary or attempted burglary.
- Key features to discuss:
- Coverage limits
- Covered properties (e.g., personal belongings, business assets)
- Exclusions and limitations
- Premium costs and deductibles
2. **Importance of Burglary Insurance (10 minutes)**
- Discuss why individuals and businesses need burglary insurance:
- Financial protection against theft
- Peace of mind
- Compliance with business requirements (e.g., lease agreements)
- Provide examples such as small businesses, homeowners, and renters.
3. **Purchasing a Burglary Insurance Policy (10 minutes)**
- Steps involved in purchasing:
- Assessing the need for coverage
- Comparing different insurance providers
- Understanding the policy terms and conditions
- Determining appropriate coverage limits
- Complete the application process
- Distribute sample policy documents and highlight key sections.
4. **Claims Process for Burglary Insurance (5 minutes)**
- Steps to follow when filing a claim:
- Immediate actions (e.g., notifying the police)
- Contacting the insurance company
- Providing necessary documentation (e.g., police report, proof of loss)
- Cooperating with the insurance investigation
- Discuss the importance of prompt and accurate reporting.
**Activity (10 minutes)**
- Divide students into small groups and distribute case studies or scenarios related to burglary insurance.
- Each group reviews their case study, identifies the key features, and determines the steps involved in the claims process.
- Each group presents their findings to the class.
**Conclusion (5 minutes)**
- Summarize the key points covered in the lesson.
- Answer any remaining questions.
- Assign reading material or homework related to burglary insurance.
**Assessment:**
- Participation in group activity and class discussion.
- Understanding of key features and processes related to burglary insurance during Q&A session.
- Homework assignment to reinforce the concepts learned in class.
**Homework:**
- Students to research and bring a real-life example of a burglary insurance claim to the next class.
- Prepare a short write-up on the process and outcome of the claim.